Why do all the financial experts tell you to call the credit card companies and ask for a better rate?
You have to be firm.
Threaten to take your business elsewhere.
Does this really work for anybody?
Cause I've tried.
More than once.
Nothing they can do.
Credit cards are supposed to be a good way to rebuild credit.
I don't know who came up with such a stupid idea.
If not a thing changes so you can pay it off.
I had plans.
Than I had to buy my third riding lawn mower in 5 years so we opted to get a better one.
Than we need to buy new tires for the car.
So we can't pay it off right away.
Than we start paying the orthodontist again.
Higher payments this time.
Less money to pay off mower.
Credit card companies decide to raise interest rates for...
well, just cause they can.
The credit card companies won't lower interest rates,
places don't want to refinance my house.
I really just want to sell all my stuff, pay off my debt, and go live in a cave.
With a bed.
So I can curl up in a ball.
It's just been a really long day.