tag:blogger.com,1999:blog-562073528859409256.post1593304898769435156..comments2024-03-23T08:08:00.247-05:00Comments on Welcome to Me: Curses You, Credit CardsRuthhttp://www.blogger.com/profile/15051904118383493849noreply@blogger.comBlogger16125tag:blogger.com,1999:blog-562073528859409256.post-25392238789912780792013-06-16T14:20:54.531-05:002013-06-16T14:20:54.531-05:00One of the safest and most effective inside most p...One of the safest and most effective inside most privations, she is locomoting to get <br />got down in search of variable nominees to <br />fill that gap. 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But, I also don't really want to get anymore cards.Ruthhttps://www.blogger.com/profile/15051904118383493849noreply@blogger.comtag:blogger.com,1999:blog-562073528859409256.post-76455120022681122672013-05-05T05:31:42.419-05:002013-05-05T05:31:42.419-05:00We recently reviewed a few things and moved our cr...We recently reviewed a few things and moved our credit card debt to another company offering a minimal special rate. At least this way, more we pay will go to reducing the balance instead of interestnot displayedhttps://www.blogger.com/profile/11637174135437423585noreply@blogger.comtag:blogger.com,1999:blog-562073528859409256.post-26863957922280871412013-05-03T22:01:08.596-05:002013-05-03T22:01:08.596-05:00Gail, I will have to look it up. :)Gail, I will have to look it up. :)Ruthhttps://www.blogger.com/profile/15051904118383493849noreply@blogger.comtag:blogger.com,1999:blog-562073528859409256.post-16983969220583151322013-05-03T21:13:06.577-05:002013-05-03T21:13:06.577-05:00I highly recommend Dave Ramsey's plan. It is ...I highly recommend Dave Ramsey's plan. It is a lot of work but it is worth it.gailhttps://www.blogger.com/profile/08242071379361512021noreply@blogger.comtag:blogger.com,1999:blog-562073528859409256.post-104206868921306972013-05-02T16:16:33.648-05:002013-05-02T16:16:33.648-05:00Jenny, they wanted to talk but than said they coul...Jenny, they wanted to talk but than said they couldn't do anything, unfortunately. I asked her what was the point of that except to waste my time. They want to touch base. For no reason except to make me mad again. I wonder if anyone who comes up with these ideas actually has working brain cells.Ruthhttps://www.blogger.com/profile/15051904118383493849noreply@blogger.comtag:blogger.com,1999:blog-562073528859409256.post-77481869462955863512013-05-02T14:39:12.255-05:002013-05-02T14:39:12.255-05:00Good for you, Sue! It's hard crawling out of t...Good for you, Sue! It's hard crawling out of the muck! Right now we are working on paying it off and not using it again.Ruthhttps://www.blogger.com/profile/15051904118383493849noreply@blogger.comtag:blogger.com,1999:blog-562073528859409256.post-14379546263177950102013-05-02T14:34:06.450-05:002013-05-02T14:34:06.450-05:00Nicole, don't all these people say it works? I...Nicole, don't all these people say it works? It makes you wonder if the companies know who they work for. It's so the person will say it works and makes the credit industry look good.Ruthhttps://www.blogger.com/profile/15051904118383493849noreply@blogger.comtag:blogger.com,1999:blog-562073528859409256.post-35658731155324055482013-05-02T14:30:40.401-05:002013-05-02T14:30:40.401-05:00Thanks,Jenny. Sometimes I don't know how we go...Thanks,Jenny. Sometimes I don't know how we got into this mess. Well, I do. Emergencies come up and than you have to pay it back and because it are paying it back you don't have money to pay for something so you have to charge more. Vicious cycle.Ruthhttps://www.blogger.com/profile/15051904118383493849noreply@blogger.comtag:blogger.com,1999:blog-562073528859409256.post-74765404090579122842013-05-02T08:17:22.620-05:002013-05-02T08:17:22.620-05:00I have one credit card with no balance. If I do u...I have one credit card with no balance. If I do use it (rarely) I pay it off right away. I try and use the Dave Ramsey method--no credit card, always have an emergency stash, and pay cash or use a debit card. After so many early years of having credit card debt, I am so relieved to not have it anymore--and won't ever do it again. It helps that my boyfriend always pays cash for everything and won't use his credit card unless he has to--and then pays it off immediately. The stress relief is incredible and I wish I'd done better earlier in life.Sue G.https://www.blogger.com/profile/06796747936772028681noreply@blogger.comtag:blogger.com,1999:blog-562073528859409256.post-45292753880107910132013-05-02T00:43:10.975-05:002013-05-02T00:43:10.975-05:00NO - it doesn't work!! I've tried!! It'...NO - it doesn't work!! I've tried!! It's such a lie! Psh. Damn credit cards.Nicole Pyleshttps://www.blogger.com/profile/06920135146911951755noreply@blogger.comtag:blogger.com,1999:blog-562073528859409256.post-31672678654832084252013-05-02T00:42:50.706-05:002013-05-02T00:42:50.706-05:00Excellent, Ruth - I believe they are better off lo...Excellent, Ruth - I believe they are better off lowering rates than causing people to outright stop paying and go into bankruptcy (or something to that effect). <br /><br />Life is hard enough without having the credit card companies get rich on our misfortunes and unforeseen expenses. It's not like you're jetting around the world on borrowed money. <br /><br />I'll be keeping my fingers crossed. Keep smiling, no matter what. :) :) Pearson Reporthttps://www.blogger.com/profile/05422640826640133140noreply@blogger.comtag:blogger.com,1999:blog-562073528859409256.post-24707973416968857262013-05-01T21:41:26.487-05:002013-05-01T21:41:26.487-05:00Jenny, I am just in a tough spot. The funny thing ...Jenny, I am just in a tough spot. The funny thing is that I wrote on their facebook page about them not wanting to lower my rate and all of a sudden they want to repair my relationship with them. Let's see where that goes.Ruthhttps://www.blogger.com/profile/15051904118383493849noreply@blogger.comtag:blogger.com,1999:blog-562073528859409256.post-27358382484979421652013-05-01T21:38:50.607-05:002013-05-01T21:38:50.607-05:00Munir, I get that. I tell my oldest sister that if...Munir, I get that. I tell my oldest sister that if she can get by fine without ever getting one to do never get one. We'd be so much better off without them.Ruthhttps://www.blogger.com/profile/15051904118383493849noreply@blogger.comtag:blogger.com,1999:blog-562073528859409256.post-2348519980515501192013-05-01T20:13:44.923-05:002013-05-01T20:13:44.923-05:00I'm sorry to read about your credit card woes....I'm sorry to read about your credit card woes. It is most aggravating when everything needs to be dealt with at the same time. <br />If only the money tree I planted out back would bear fruit... I'd send a basket of it your way. Alas, all the tree has is a bad case of bugs! <br />Pearson Reporthttps://www.blogger.com/profile/05422640826640133140noreply@blogger.comtag:blogger.com,1999:blog-562073528859409256.post-45025094407009938532013-05-01T18:11:23.341-05:002013-05-01T18:11:23.341-05:00One of my friends tells her children that eating i...One of my friends tells her children that eating in fancy places will give them the "C C " pains ie Credit Card pains.MunirGhiasuddinhttps://www.blogger.com/profile/05232362559666320301noreply@blogger.com