Tuesday, December 10, 2013

Ten Things Tuesday- Tis the Season

Well it's a no go on the home refinance.
Apparently a 100 year old small farmhouse on 4-1/2 acres is just not worth enough.

Credit came back fine.
So did the debt/income ratio.
We had enough money in the bank.

The place is worth more than we wanted to borrow.
Just not enough.

So we wasted $537.

But onto more interesting things.
Today is Tuesday.
Time for Ten Things Tuesday, which I have missed the last few.

This weeks Ten Things Tuesday is about what this time of year is all about.
So, here we go:

Tis the season for

1. Conversion
     Scholars have come to the conclusion that Jesus was actually born in September, but I have seen people date his birth as early as late spring. Why did they pick December 25th as the day to celebrate His birth? That date is during Yule and the best way to get pagans to change their religion is if another religion is right there to take it's place.

2. Shopping
     Sales out the wing wang. I still don't know what I am getting for my daughter, but I am sure I will find a bargain.

3. Checkout lines are all open.
     The only time that happens at Target and Walmart is during the holiday season. Possibly Kmart too. So many have closed, I can't find one.

4. Waiting
     You wait for stores to open. You wait in checkout lines. You wait in return lines. You wait to see if anyone is going to send you a card this year.

5. Eggnog
     You can make it anytime you want, but you can only buy it at the store this time of year.

6. Sadness
     Some people get the blues around the holidays. I do. When I was a teen, my grandma was found dead on Christmas Eve. That's a phone call I won't forget. Neither is having to go to my other grandma's on Christmas Day to celebrate. Cause that is just what you do.

7. Candy canes
     Is there a way to eat them without getting all sticky?

8. Christmas movies
     They make tons of made for TV Christmas movies every year. But, I am a fan of A Christmas Story.
I watch that and Scrooged every year.

9.  Decorations and lights
     I am a fan of simple and tasteful. Putting up gazillions of lights and lawn decorations is why I am glad I live in the middle of nowhere so I don't have to see it.

10.  Making cookies
     People that never bake cookies, bake this time of year. My daughter, nieces, and I get together and make cookies. My sister doesn't celebrate Christmas anymore and she doesn't talk me much so she doesn't come anymore.


Have a great Tuesday!


  1. I'm sorry to hear about the no-refinance. It doesn't make sense that you can't borrow less than what your property is worth. We went through the same thing last year, but found another institution that gave us the re-fi. And only had to pay $75 to do it. Have you looked at someone else?
    BTW, Christmas in December...? The Church had to have some excuse for people to get drunk. Saturnalia was as good a reason as any.

    1. Al, Honeyman is done trying. Neither one of us liked paying that much upfront, but all the places we have talked to are that way now.
      I never thought of the drunk angle.

    2. Yeah, that's a LOT of money upfront, for sure. Don't have to tell you: that sucks.
      Feel better...Christmas is near...get drunk.
      It's what the early Church fathers would have liked.

    3. Wouldn't want to disappoint them.

  2. I like the movie Love Actually at this time of year.

    1. Susie, I have never seen that movie.

  3. Oh my God - - that much. Why and how did you even agree to pay that much money just to apply? I am telling my husband that forty five dollars is a waste, ( because that is how much they are charging as an application fee here for refinancing). I know we don't qualify. Even with two part time jobs money does not add up.

    I really feel bad for you. I would try and retrieve some of it a least.
    I hope that you find joy during the Holidays..

    1. Munir, we had to pay for the appraisal. A lot of banks won't do that like they used to. At least the ones I know of.

  4. my walmart still has maybe five lanes open out of 40. That's why I stopped going.

    1. Adam, I really only go to Walmart when I have to. There are lots of reason to shop elsewhere.

  5. Great Post! I always come down with a case of Charlie Brown Syndrome this time of year. Some of the reasons you've posted about. :/

    1. Gossip_Grl, my mood is so all over the place this year. I've never been big on Christmas, but this year is mood swing central.


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