Friday, November 15, 2013

Something New Every Day

Feeling pretty good.
Pretty optimistic even.

I get a call from the attorney general's office.
Turns out my house may not have been reaffirmed after we filed bankruptcy 7 years ago.

Our lawyer told us we needed to.
It was listed in the petition.
So we thought we did.

But, maybe not.

Apparently a lot of people are thinking they have reaffirmed debt and
no, they haven't.

What does this mean to my hopes for a refinance?
There could be a problem.

Am I going to be stuck at 8.25% forever?

I got a hold of my lawyer and bank we are hoping to refinance through.
The lady told me today I need to write it out to the company so I have proof that they were told before appraisal fees were paid.

Boy, am I glad she called when she did.
I was all set to pay the money.

Now, I get to wait and see.

Heard back from the lawyer.
The bank never requested one so the request was never filled out.

I really don't know why I should be surprised.
That mortgage company did have to settle a lawsuit for having people fudge on their applications to get the loan in the first place.
A right, stand up organization.

In other, much more awesome news:
My girlie is in Journalism.
She is writing for the paper.
Here is the online edition of her paper.
She didn't think she's do great, but she is fabulous.

Have a great Friday!

8 comments:

  1. How cool! Getting in the paper!
    From little acorns grow big trees. Or something like that.
    Congratulations!

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  2. Thanks, Al! I am so proud of her.

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  3. Sounds like your lawyer thing is a major headache!

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    Replies
    1. Sherry, The other bank says it's OK. But, if I tried to refinance with the same bank my loan is through it would be a big problem. I guess I should say investor. I really don't know who owns my mortgage, just who services it.

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  4. i hope all of the mortgage stuff works out well, ruth :)

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    Replies
    1. Thanks, Lynn. I got some paperwork today and if the appraisal goes well, it's a go. :) That makes us nervous, but it has to be done.

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  5. Keeping my fingers crossed for you that this all works out. Shame on those mortgage companies that did that to folks. I did take a peek at the HS paper, really nice. I took journalism in Jr High and High School many years before the Internet. I think it is awesome that they took their school paper online.

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    Replies
    1. Thanks, Gossip_Grl.
      She really does seem to enjoy the paper.

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